europe insurance

I would expect much less than the UK, as the plans in Germany are generally not funded and thus no Trustee type work which is good for the pension consulting business. Annual valuations need to be done but these are for tax purposes and of course for International accounting purposes.
"Half the harm that is done in this world is due to people who want to feel important. They don't mean to do harm -- but the harm does not interest them. Or they do not see it, or they justify it because they are absorbed in the endless struggle to think well of themselves."